What we review
Borrowing-base treatment, customer limits, concentrations, aging, lender reporting, and whether coverage can make more receivables usable.
Increase working capital
Use receivables to create more room for growth.
Trade Credit coverage can help lenders and borrowers talk about availability, eligibility, customer concentration, and liquidity before a borrowing-base question slows momentum.
Schedule a free assessmentExample
A $4 million receivable can change the bank conversation.
A company with $12 million in eligible A/R may have one customer representing $4 million of the balance. If the lender caps that customer at 20%, only $2.4 million may count before coverage or structure is reviewed.
$12MEligible receivables
$4MLargest customer balance
$1.6MPotential availability gap
Why it matters
Availability is not only about sales volume. It is about which receivables the lender can confidently include and how quickly the borrower can act.
Export Growth Makes Receivables More Strategic
Export sales can be an important growth path, but foreign receivables need to be understood before terms are extended at scale.
NationwideExporters and manufacturers
How Insured Receivables Can Support a Better Bank Conversation
Trade Credit coverage can help borrowers and lenders discuss receivables as a source of working capital, not just a credit risk.
NationwideCommercial banking
A Customer Bankruptcy Is a Working Capital Question
When a customer files bankruptcy, the useful question is not only what might be lost. It is whether the receivable strategy still supports the way the company wants to grow.
NationwideDistribution and manufacturing